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Issue #6
The monthly Alta Vista Benefits newsletter is provided as a service to help with issues in your every day life. Your suggestions and feedback can be e-mailed to lucy@altavistaben.com.
New HSA limits announced for 2009
Federal Limits are Higher
The US Treasury has announced the new limits for 2009 HSA contributions. The individual contributions increase to $3,000 and the family contribution will be $5,950.
For people over 55, "catch-up" contributions can also be made up to $1,000 for 2009 and after. This is an increase from $900 in 2008.
For more information about how you can benefit from the tax advantages of Health Savings accounts, please contact us.
Did you know?
Monitoring your Credit Report It is more important than ever for you to monitor your credit report and make sure you know your credit score. So many decisions are made from this information -- including your rates on car insurance and mortgage rates. Misinformation can negatively affect your financial future unless you closely monitor and correct what is reported.
Your credit report includes all of the payment history on your accounts, any requests that companies have made about you, evictions and other legal information, medical bills and information about credit you have established with third parties. This information is obtained through three credit bureaus: Experian, Equifax and TransUnion.
To track your credit and ensure it is accurate, it is recommended that you can obtain a free copy of your credit report and review it at least once per year. Each of the credit bureaus has a web site and a phone number for you to request a copy of your report:
Lucy Grosz is the CEO of Alta Vista Benefits and can be reached at lucy@altavistaben.com or by phone at 614-889-0934.
Need a better web site? Can't be found in Google? Call Tom Anderson at 614-679-0912 or visit www.excelleweb.com
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