Alta Vista Benefits November 2008 Newsletter

Happy Thanksgiving from Alta Vista Benefits

Back Issues

Previous versions of newsletters are posted on the Alta Vista web site. If you missed an issue or there is a previous issue you would like to reference, please visit:
http://www.altavistaben.com


Wishing You a Bountiful Holiday...
Issue #11

Best wishes for you and your family as we all celebrate Thanksgiving! Thank you for your business this year.

The monthly Alta Vista Benefits newsletter is provided as a service to help with issues in your every day life. Your suggestions and feedback can be e-mailed to lucy@altavistaben.com.

Life Insurance can be a living benefit
Planning for your future

Many of us think about life insurance as coverage which protects our loved ones in the event of an untimely death. Traditionally, this has been the role of term insurance. Term insurance is for a specified period of time and does not accumulate cash value.

There is another option which enables us to have both a living and a death benefit. It is whole life insurance. What whole life insurance does is provide a savings plan with guaranteed returns and protection from the downside of the stock market. A well structured whole life policy can provide retirement income, finance a college education, build a family legacy, or pay for a child's wedding -- all while continuing to provide a death benefit.

Life insurance is part of a sound financial plan and can be designed for your own needs. To have the peace of mind good planning creates, please contact us.



Did you know?
HSA Limits Change in 2009

Contribution limits for HSA's are changing in 2009. The individual limit is $3000 and the family limit is $5950. Individuals over 55 can contribute an additional $1000, while couples over 55 can contribute an additional $2000.


Home, Liability and Auto Coverage

When did you last review and shop for auto insurance, liability coverage and homeowner's insurance? It is important to review your coverage periodically to make sure that you have the right coverage at the right price.

We have an excellent professional we work with to help you with this insurance. If you would like to know more, please contact us.




Lucy Grosz is the CEO of Alta Vista Benefits and can be reached at lucy@altavistaben.com or by phone at 614-889-0934.

Need a better web site? Can't be found in Google? Call Tom Anderson at 614-679-0912 or visit www.excelleweb.com




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