Welcome
Issue #8
The monthly Alta Vista Benefits newsletter is provided as a service to help with issues in your every day life. Your suggestions and feedback can be e-mailed to lucy@altavistaben.com.
What if I live a long life?
Planning for your future
Do you think that you might live a long life? If so, is there a possibility that you could become sick or frail and need non-medical care just to get through the day? Do you think your need for care could cause serious consequences to the physical, mental and financial well being of your friends and family?
There is a solution that may be right for you. Alta Vista Benefits is helping clients with Long Term Care planning, which protects your family income and helps your family maintain their lifestyle. Proper planning enables you to get the care that helps you get through the day. It also helps your spouse and friends be supervisors for care instead of caregivers. We provide free consultations on all of the aspects of Long Term Care planning. Even if you don't think you can qualify medically or you think that coverage is too expensive, there are alternatives that may work for you. To schedule your appointment, please contact us.
Did you know?
Uninsured numbers decline On August 26th, ABC News reported that for the first time in 20 years, the number of uninsured people in the United States has declined. About 60% of the insured population is receiving group health benefits from their employer. ******
Creditable coverage There is a term in health insurance called "creditable coverage". This is an important concept to know when changing health insurance carriers. It has to do with getting credit for prior coverage so that the carrier does not invoke a pre-existing condition clause. When you have health insurance, you get credit for having the coverage -- whether it is group coverage or individual.This is called "creditable coverage". Carriers usually send you a "Certificate of Creditable Coverage" when you change insurance. If you do not receive this, you should ask the carrier for it and file it with other important papers. This is particularly important if you have had several different carriers over the last 3 to 4 years. You may be asked to provide this documentation to be accepted by a new carrier -- either for group or individual coverage.
Lucy Grosz is the CEO of Alta Vista Benefits and can be reached at lucy@altavistaben.com or by phone at 614-889-0934.
Need a better web site? Can't be found in Google? Call Tom Anderson at 614-679-0912 or visit www.excelleweb.com
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